Our Loan Programs
How to increase your mortgage affordability
This can help you secure a lower interest rate on your mortgage, thereby reducing your monthly payments.
Stable Monthly Payments
Enjoy peace of mind with consistent monthly payments throughout your loan term. Perfect for budgeting and long-term financial planning.
Flexible Loan Terms
Choose from a variety of fixed terms, commonly 10, 15, 20, or 30 years so you can align your mortgage with your financial goals.
Predictable Interest Rates
Your interest rate never changes, protecting you from market fluctuations and making it easier to plan your future.
Security in Ownership
Fixed rate mortgages offer stability and security, making them ideal for homeowners who plan to stay in their home for many years.
Financial information
Understand the core financial details that affect your mortgage from loan amount to interest rate and term length. Clear numbers help you plan confidently.
Monthly expenses
Your monthly payment includes more than just principal and interest. Taxes, homeowner’s insurance, and sometimes HOA fees are part of your total housing cost.
How to use the mortgage affordability calculator
Enter your income, expenses, and loan details to see how much home you can afford.
The Duane Mortgage Affordability Calculator offers a simple yet powerful way to assess your finances and determine how much home you can afford.
By entering your income, expenses, and other financial details, this tool gives you a personalized estimate helping you plan confidently and avoid overextending your budget.