FHA Loans
FHA Loans Made Simple for First-Time Buyers and Beyond
FHA loans are backed by the Federal Housing Administration, offering more flexible qualification terms for first-time buyers or those with less-than-perfect credit. With low down payments and easier approval, FHA loans are one of the most accessible home financing options.
FHA loans are more accessible for those with lower credit scores or limited credit history.
Only 3.5% down required—and even gift funds can be used for the down payment.
Government backing often means better interest rates than many traditional options.
Borrowers with previous bankruptcies or foreclosures may still qualify.
Estimate Your FHA Mortgage
Quickly calculate your monthly payments with a mortgage calculator tailored for FHA loan parameters including 3.5% down and MIP.
Duane services
Resources Tailored to FHA Loan Borrowers
Smart Tools for Confident Homebuying
Calculate your mortgage based on lower down payment and insurance requirements.
Check if you meet FHA's criteria including credit history, income, and property eligibility.
Refinance quickly and easily without income, credit, or appraisal requirements.