Bank Statement Mortgage Loans
Home Loans Designed for Self-Employed Borrowers
At Richmond Mortgage Pro, we understand that self-employed individuals, freelancers, and business owners often encounter difficulties when applying for traditional mortgage loans due to limited or non-traditional income documentation. That’s why we offer Bank Statement Mortgage Loans a flexible and personalized financing solution that evaluates your actual income through 12 to 24 months of bank statements instead of relying solely on tax returns. This approach allows qualified borrowers to demonstrate their true earning power, even if their reported income appears lower due to business deductions or write-offs. With this loan option, self-employed clients gain access to homeownership without the barriers of conventional underwriting standards. Let us help you turn your financial success into a home of your own—on your terms.
Qualify with just your bank statements—no W-2s, pay stubs, or tax returns required.
Choose from a variety of fixed and adjustable-rate options tailored to your financial needs.
Enjoy rates that reflect your financial strength, not rigid documentation.
Simplified application and fewer documentation hurdles.
How to estimate mortgage payments
Duane services
Why Choose Duane Buziak Mortgage Broker?
At Richmond Mortgage Pro, we offer personalized mortgage solutions designed to fit your unique financial goals. From first-time homebuyers to seasoned investors, our team delivers expert guidance and hands-on service throughout the entire mortgage process. Whether you’re purchasing a new home in Glen Allen, VA, or looking to refinance an existing property, we’re here to make your journey smooth and stress-free.
We take the time to understand your needs, explain your options clearly, and ensure you feel confident every step of the way. With Bank statement mortgage loans a commitment to transparency, efficiency, and care, we help you secure the right loan on your terms, your timeline, and your vision of homeownership.
Receive knowledgeable, step-by-step support throughout the mortgage process from application to closing.
We craft mortgage plans tailored to your financial goals, whether you're self-employed, refinancing, or buying your first home.
Get the advantage of working with a local expert who understands the market and is committed to your success.