DSCR-Loans
Calculating mortgage payments is now easier than ever with DSCR Loans.
Calculating mortgage payments is now easier than ever with DSCR Loans. Instead of relying on your personal income, DSCR Loans consider your property's cash flow allowing real estate investors to secure competitive mortgage rates without the need for traditional documentation like tax returns or pay stubs.
DSCR Loans offer flexible terms, making it easier to extend the mortgage duration while still maintaining eligibility based on the property’s rental income rather than your personal credit profile.
With DSCR Loans, your rental income becomes the main qualifier. This means the more your property earns, the more borrowing power you may have offsetting your mortgage costs effectively.
Considering a move? DSCR financing can also apply when you downsize and reinvest. Your property’s income potential helps you qualify, giving you more options to structure your investment.
Refinancing is simple with DSCR Loans especially if your property has improved its income over time. A higher DSCR ratio can help you secure lower interest rates and better terms.
How to Estimate Mortgage Payments
To estimate your payment under a DSCR Loan, lenders use the DSCR formula:
DSCR = Net Operating Income / Total Debt Service
A DSCR ratio of 1.25 or higher typically indicates strong cash flow and higher approval chances.
Duane services
Many resources can help you make informed decisions during homebuying
Duane services empowers you with tools and resources tailored to real estate investors. Whether you’re purchasing, refinancing, or expanding your portfolio, DSCR Loans offer a simplified path.
DSCR Loans allow you to qualify for a mortgage based on rental income ideal for investment
For income-generating industrial properties, DSCR Loans make it easier to get financed using the property's performance
Need financing for commercial or corporate rental property? DSCR Loans are designed to support investors